Financial Literacy Academy, A program of the Financial Education Center


Community Teamwork’s Financial Education Center is a Division of Energy & Community Resources

 Winter Programing at CTI’s Financial Education Center                       165 Merrimack Street – Lowell, MA  01852

Financial Literacy Academy – FLA

The FLA, held once per week for six weeks, focuses on personal finance management and is a great way to get back into financial shape after the holidays!

We provide dinner and SOME childcare on a limited basis – (please call to learn more about childcare).

Attendees also receive a certificate of attendance.

Dates:        Tuesdays – February 27th throught April 3rd

Time:          6pm-8pm

Location:   Community Teamwork’s Financial Education Center, 165 Merrimack Street,     Lowell MA 01852

For more info contact: Gladys Santiago or call 978.654.5673 to register

Volunteer Income Tax Assistance

Why pay to have someone do your taxes when CTI will do them for free? VITA is offered to low-income individuals, and families who qualify for the Earned Income Tax Credit. Appointments are scheduled on Wednesday nights and Saturday mornings during tax season. Please call to learn more: 978.654.5676

One-on-One Financial Coaching

Do you have a financial goal you’d like to reach, need help repairing your credit, want some one-on-one assistance in creating a budget or with ways to decrease debt? Financial coaching is a smart way to get you started! Please call our office to schedule an appointment: 978.654.5673

Certified financial coaches will work with you on ways to: Increase your monthly income; Eliminate and manage debt; Repair and improve credit; Understand and take advantage of tax credits; Create a savings plan


All programs are free and open to anyone. Registration is required.

COMING SOON…Community Teamwork’s Annual FinanciallyHers Conference!

CTI’s Financial Education Center…Helping Families Achieve Financial Goals

Learn more about solutions for Finances

Learn more about our NEW Center for Financial Self-Sufficiency which opened January 2017!

 Listen to Chris-Santos Gordon, Director of the Center for Financial Self-Sufficiency, on WCAP Radio, discussing the new Center and the wonderful opportunities it provides.