woman speaking
woman speaking

Community Teamwork Salutes Family Advocates & Launches Free Tax Program

Dec Jan Feb Pix scaledCommunity Teamwork paid tribute to five elected officials for their success in advocating for essential programs and supports for families and children. It also launched its Free Tax Preparation Program that includes helping qualified families obtain the Earned Income Tax Credit.

U.S. Representative John Tierney, State Senator Eileen Donoghue, and State Representatives Dave Nangle, Kevin Murphy and Thomas Golden received awards for “Helping All Families Achieve Self Sufficiency.”  Echoing the sentiments of all those being honored, Congressman Tierney noted that this “team always works together and it never stops. We’re all working toward the same goals for our residents.” Photo left to right: (l-r) State Rep. Thomas Golden, State Senator Eileen Donoghue, State Rep. Kevin Murphy, U.S. Rep. John Tierney, CTI Executive Director Karen Frederick, State Rep. David Nangle, Head Start parent Jessica Lima and Community Teamwork Early Learning Director Christopher Hunt. Below: Head Start parent Jessica Lima.

Frederick thanked the entire delegation including  Niki Tsongas, who was unable to attend, for  their  tireless commitment to families and people in need.  “CommunDec Jan Feb Pix scaledity Teamwork couldn’t have a better team to advocate for all of us.” Early Learning Director Chris Hunt noted that this extraordinary team has helped us  achieve a 2.3% rate increase for the Head Start program, so needed to help us deliver quality services to as many families as possible.”

Parent Jessica Lima testified to the value of their work and that of Community Teamwork: “I’m a full-time mother and a full-time worker. It would be impossible for me to afford regular child care without the Head Start program. For a few years, my father was always there to provide that care. But he passed. I’m so grateful to everyone, to Community Teamwork and Head Start.” State Senator Donoghue noted that Jessica’s story brings to life the need: “instead of a budget line item, today when we listen to Jessica’s story we realize that it’s real people who are affected by these important programs.”

Tierney and the delegation praised Community Teamwork’s central role in providing Free Tax Preparation through the federally-funded Volunteer Income Tax Assistance (VITA) program, including its Earned Income Tax Credit (EITC). IRS Tax Advocate Joel Zarella said that the EITC program “helps many families stretch their annual income for essentials including food, heat, bills and so much more. The program also saves families a great deal of money on tax preparation services.”

Frederick thanked CTI’s partners Jeanne D’Arc Credit Union, Mills42 Federal Credit Union and UMass Lowell for providing qualified volunteers and expanded hours and locations for people to get their taxes completed. Frederick also noted that Community Teamwork has expanded the tax program to include homeless families and individuals living in local shelters as well as hotels and motels. “Homelessness is at an all time high, with well over 2,000 people living in shelters, hotels and motels at this time. Our outreach to these families will help when it counts most. For all qualified families, the VITA and the Earned Income Tax Credit programs put much needed money back into the hands of hard-working community members who are struggling to make ends meet.”

To learn more about the VITA Free Tax Preparation Program and EITC contact Gail Fortes at 978 654-5640 or gfortes@commteam.org.

 

 

 

 

Take Action to Fund Homeless Families

Dear friend,

Join Community Teamwork and the Massachusetts Commission for the Homeless to take action online to support increased, critical funding for the Emergency Assistance and RAFT programs, which serve children and families experiencing homelessness.

During the coldest time of the year, we cannot afford to ignore the needs of children and families experiencing homelessness. Your active support can make the difference for families in our community and across Massachusetts. Just in the Merrijmack Valley we have learned that over 300 families are living in hotels and motels and many more in shelters.

Click here to ask your State Representative and Senator for their active support for supplemental funding for two key programs serving families experiencing homelessness: the Seven Day Temporary Emergency Accommodations Program (SDTEA, part of the RAFT homelessness prevention line item 7004-9316) and the Emergency Assistance family shelters, motels, and services program (EA line items 7004-0101 and 7004-0103).

Click here to read the REGIONAL HOUSING NETWORK BLOG and learn more about the recent Statewide report on RAFT. On November 17, the RHN released the first ever statewide report on the Massachusetts Residential Assistance for Families in Transition, or RAFT, program.  All 11 administering agencies contributed to take a look at the impact of the program across the state.  Click on the link to our report to find out what we discovered  raftinmass2016web

Thank you for taking action!

VTIAlogoblue
VTIAlogoblue

Join Us to Unveil Free Tax Prep and Salute Legislators

Community TeamwVITA Free Tax Prepork is beginning the New Year by holding a special event to recognize the important work of legislators who have successfully advocated for strong families and child education and care and to launch its EITC (Earned Income Tax Credit) and Free Tax Preparation Program through its VITA program for this tax season. Set up an appointment at  Community Teamwork,  165 Merrimack Street  Lowell. Contact Sandra Diaz sdiaz@commteam.org 978.654.5725 or Gladys Santiago 978.654.5673

FLYER

 

Congresswoman Niki Tsongas has praised Community Teamwork for expanding the reach of the Volunteer Income Tax Assistance (VITA) program and the Earned Income Tax Credit (EITC) program to include homeless families and individuals living in local shelters, including two operated by Community Teamwork. “The Earned Income Tax Credit and free tax preparation puts much needed money back into the hands of hard-working Americans who are struggling to make ends meet. This action benefits individuals and our local economies alike.”

“Community Teamwork provides critical supports to vulnerable families including quality child care and increased access to the Earned Income Tax Credit,” says CTI’s Executive Director Karen Frederick. “Join us in thanking legislators for their support of our efforts to increase family economic security and help us continue this work as we launch our 2014 tax preparation season.”

Congressman John Tierney, a champion of family strength, will join Community Teamwork on the 27th: “I am proud to join with Community Teamwork to highlight the important benefits of the Earned Income Tax Credit. Each year, the EITC assists over 6 million people and gives working families a much needed boost at a time when many are still struggling. As families begin to file their annual tax returns, it’s critical to have the information necessary to know if they qualify for an Earned Income Tax Credit,” said Tierney.

Community Teamwork provides these free EITC tax services and free tax preparation through its VITA (Volunteer Income Tax Assistance) Program in partnership with Mills 42 Federal Credit Union, Jeanne D’Arc Credit Union and UMass Lowell.

“The program serves senior citizens, students, individuals, families and single parents,” says CTI Executive Director Karen Frederick, explaining that, “Many use this refund as a way to stay afloat during the year, pay down debt, put money in the bank, and even make down payments for a home or to buy a car.” Last year, the program helped 537 people receive returns totaling $1.1 million. “This is a great boon to these households and to our local economy – the Earned Income Tax Credit has a great impact on poverty reduction.”

keys
keys

Apartment Search/SMART Tenant Workshops

Housing Consumer Education Center – Financial Assistance / Apartment Search / SMART Tenant Workshops

Are you homeless and need financial assistance to be rehoused? Do you need some help finding an apartment? This workshop will provide a brief overview of services offered by Community Teamwork, discuss eligibility for financial assistance, review housing search, tenancy preservation, eviction prevention, Fair Housing, Tenant Right’s and termination of tenancies.

iStock Medium**Pre-registration is NOT required**

ONE HOURWORKSHOPS:  Monday through Friday 12pm-1pm and Wednesday’s 5pm-6pm

WORKSHOPS LOCATED AT:  Community Teamwork, 17 Kirk Street, Lowell MA

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The purpose of this workshop is to provide housing education on tenancy, from housing search, maintaining tenancies, Fair Housing, reporting code violations, eviction prevention and exiting a tenancy appropriately. Pre-registration is not required for this workshop. If you have questions about this workshop, call 978-459-0551.

 

 

first time home buyer programs
first time home buyer programs

First Time Homebuyer Program

first time home buyer programs

Steps to Home Ownership Seminar Offered Monthly & Online Education                                                              Available When and Where you Need it!

ENROLL NOW FOR ON-SITE CLASSES 2020 

DATE LOCATION TIME REGISTER NOW
February 15 & 22 Beverly 8:45am – 1:30pm REGISTER NOW
March 7 & 14 Woburn 8:45am – 1:30pm REGISTER NOW
April 11 & 18 Reading 8:45am – 1:30pm REGISTER NOW
April 21, 22, 28, 29 Chelmsford 6:15pm – 8:30pm REGISTER NOW
May 2 & 9 Danvers 8:45am – 1:30pm REGISTER NOW
May 16 & 17 Woburn 8:45am – 1:30pm REGISTER NOW
June 15, 16, 22, 23 Beverly 6:15pm – 8:45pm REGISTER NOW
July 11 & 18 Woburn 8:45am – 1:30pm REGISTER NOW
August TBD Salem 8:45am – 1:30pm REGISTER NOW
September 19 & 26 Beverly 8:45am – 1:30pm REGISTER NOW
October 12 & 19 Wakefield 8:45am – 1:30pm REGISTER NOW
November 7 & 14 Woburn 8:45am – 1:30pm REGISTER NOW
December 1, 2, 8, & 9 Chelmsford 6:15pm  – 8:30pm REGISTER NOW
EXIT BRIEFING –  Upon completion of FRAMEWORK Online Course Telephone Ongoing REGISTER NOW
1:1 Landlord Counseling Lowell / Wakefield Email Cathy Dyl at CDyl@commteam.org to schedule a meeting after registering REGISTER NOW

 

 

 

 

 

If you are dreaming of buying your first home, consider taking our Steps to Homeownership First-time Homebuyer certificate course that gives graduates eligibility for Mass Housing low-interest mortgages and Mass Housing Partnership soft second program and downpayment assistance in many Massachusetts cities and towns. This course is taught in Salem/Peabody, Beverly/Danvers, Chelmsford, Billerica, Woburn, Reading and Melrose, MA, with both morning and evening schedules.

Example locations:

  • Keller Williams Realty, 500 Cummings Center Suite 1550, Beverly, MA 01915
  • Chelmsford Woods, Mary St. Hillaire Center  167 Littleton Road #110,  Chelmsford, MA 01824
  • Keller Williams Realty, 180 Haven Street #2nd floor, Reading, MA 01867
  • 800 West Cummings Park, Washington Street, Suite 4750, Woburn, MA 01801
  • Residential Mortgage Services, Inc., 120 Presidential Way, Suite 110, Woburn, MA  01801
  • Northern Bank & Trust, 275 Mishawum Road, Woburn, MA  01801

NEW: FRAMEWORK – Online Homebuyer education, when and where you need it. Smart Homeownership Starts Here: Buying a home is a big deal, whether you’re doing it for the first time or getting back into the ever-changing market. When you educate yourself for smart homeownership with Framework, you’ll navigate every step of the process with confidence. The Framework course is affordable too: just $75 (paid through Framemwork) (There is also a $25 fee for the telephonic exit briefing – this will be paid through the link above through EventBrite upon completion of the course). 

Click here for a video preview

CLICK HERE TO SIGN UP FOR FRAMEWORK ONLINE HOMEBUYER CLASS 2020.

 

NEW: LANDLORD SERVICES: “1.1 Landlord Counseling”. Cost $75. Once payment is made, a mutually agreeable date and time will be determined and counseling will occur in either Lowell or Wakefield! Contact Cathy Dyl.

Email Cathy Dyl at CDyl@commteam.org

First Time Home Buyer FAQs

 

Download 2020 First Time Home Buyer Schedule

Free Tax Help Button
Free Tax Help Button

Free Tax Return Preparation

Free Tax Help ButtonCommunity Teamwork’s VITA (Volunteer Income Tax Assistance) program is accepting appointments immediately for the 2013 tax filing season. This free service is available to anyone who qualifies for the Earned Income Tax Credit or who earns less than $51,000 and files a basic return.

Click here for more information about this free tax return preparation service including a schedule of dates, times and locations and contact information: http://VITA Flyer 2013 Tax Season.

RenewUI x F
RenewUI x F

Emergency Unemployment Passes Senate

RenewUI x FA critical three-month extension of federal unemployment benefits for 1.3 million jobless Americans, including nearly 60,000 Massachusetts residents, won a key procedural vote in the Senate today. The 60-37 vote has given supporters hope that the House will next move to pass the Emergency Unemployment Compensation.

As we wait for the House vote, thousands of families and individuals are already feeling the full impact of having lost their benefits as of December 29th, 2013. This means they are going without some or many of the basics including food, medications, heat and shelter.

We encourage you to contact your federal representatives to extend the Emergency Unemployment Compenstion (EUC) program as soon as possible.

To find your U.S. Congressman:

http://www.house.gov/representatives

 

Facing Foreclosure? Contact the HomeCorps Program.

Community Teamwork along with the Massachusetts Association for Community Action and sponsored by the Attorney General’s Office announce the HomeCorps Borrower Initiative program.

HomeCorps’ goal is to help distressed borrowers in Massachusetts who are facing foreclosure.

Services include:

  • Free legal consultation if you are facing foreclosure
  • Free advocacy to help you access affordable housing, maximize your income and offer financial counseling
  • Some funding is available for rental assistance.

How do you qualify?

There are no income quaifications, however you must be facing foreclsoure or have gone through the foreclosure process and need help accessing housing.

To contact the HomeCorps program, first call the Attorney General’s Office and then go online to fill out the referral applications:

Hotline: 617-573-5333    TTY;  617-727-4765

www.eform.ago.state.ma.us/ago_eforms/forms/hc_ecomplaint.action

Community Teamwork’s HomeCorps Coordinator can help you with the referral application: call Gail Fortes Veloz at 978-654-5676.

 

 

 

unemploymentSTILL
unemploymentSTILL

Help Extend Emergency Unemployment Compensation

unemploymentSTILLNearly 60,000 Massachusetts residents are among the 1.3 million people in the U.S. who lost their unemployment benefits when the federal extension program expired on December 29th, 2013.

Congress is back in Washington this week and has begun the debate over the emergency program’s future.

Here at Community Teamwork and at other Community Action agencies across the commonwealth, we are starting to hear the real-life stories of everyday people affected by this cut as they and their families brace for severe hardship in the months ahead, should Congress refuse to reinstate these benefits.

The Boston Globe also has reported the total economic impact to the state could be a loss of $750 million to $900 million over the year, largely due to reduced consumer spending.

We are encouraging you to contact your federal representatives to extend the Emergency Unemployment Compenstion (EUC) program as soon as possible.

To find your U.S. Congressman:

http://www.house.gov/representatives