Please visit our NEW website






Due to overwhelming need for small business support, we are have created a more formal intake process to help us manage the workflow.  Following this process will ensure that we offer you the highest quality service.  We appreciate your patience as we build the necessary systems to support our local entrepreneurial heros – you!

START HERE – NEW BUSINESSES – If you are new to the Entrepreneurship Center, please complete this  New Business Intake Form.  From there you will get access to our Zoom ID.  We will send out Zoom ID emails once per week, so please be sure to check your email.  We are on Zoom M-TH at 1:30 p.m.  This is where we will get to know each other and determine the best fit.

VIRTUAL BUSINESS COACHING – we are on Zoom M-Th at 1:30.  Please feel free to login at any time for virtual business coaching.  You will receive the Zoom ID when you complete the intake form.  Please keep it for your records.

LOAN CLIENTS – All loan clients must complete the business intake form.  After completing the new business intake form, please complete this Loan Inquiry Form.  If you are an existing client, please complete this loan inquiry form.  We will not be able to move forward with a loan review or application until both are completed. Please use ZOOM ID provided with the intake form to join Zoom to discuss your loan application.

PROGRAM UPDATES – We post program updates on our website and on social media.  Please see our website for program details and follow us on social media for more immediate and up to date information.


Since 1998, Community Teamwork’s Entrepreneurship Center (formerly known as Merrimack Valley Small Business Center (MVSBC)) has provided business development services to entrepreneurs from ethnically and economically diverse groups within the Merrimack Valley with the training, tools, and resources needed to create, sustain, and grow viable small businesses.

As an authorized Small Business Administration Intermediary Lender, the Entrepreneurship Center provides financial support and credit building services through low-interest microloans, enabling business growth and stabilization, job creation/retention, and improved    economic impact. The Entrepreneurship Center works in partnership with UMass Lowell, Middlesex Community College, and the City of Lowell.

As of 2019, MVSBC rebrands as the Entrepreneurship Center @CTI with their main focus in G.R.O.W. which stands for providing the entrepreneurs GUIDANCE in their businesses and help them gather the RESOURCES needed to OPERATE their business in a way that generates WEALTH for them and their family.

Listen to Franky Descoteaux, Director of the Entrepreneurship Center @CTI discusses how the Center is responding to small business issues and reaction to the upcoming vote surrounding “streetory” policies in Lowell – WCAP Radio 5/26/2020

CONNECT with the Entrepreneurship Center@CTI through these links!

Book an appointment with Franky Descoteaux here.

Are You Ready to Start A Business

Are You Ready for Business Funding

NEW WEBSITE            https://www.growyourbusinessatcti.org/






THE INTERIM FINAL RULE RE: ADDITIONAL ELIGIBILITY CRITERIA AND REQUIREMENTS FOR CERTAIN PLEDGES OF LOANS   The new Final Interim Rule is released and addresses self-employed and 1099 PPP applications

Also to join the Entrepreneurship Center’s daily zoom call – please fill out this form.


On January 17, 2019, Franky Descoteaux, Director of Community Teamwork’s Merrimack Valley Small Business Center (MVSBC), presented at the Massachusetts Community & Banking Council’s (MCBC) Economic Development / Small Business Committee at Eastern Bank in Boston. She presented the innovative ways in which Small Business Resource centers and technical assistance providers are amplifying the efforts of University and Community College Entrepreneurship programs.  She discussed the need for prolonged support for entrepreneurs at all stages of business and presented opportunities for providing “beyond the classroom” coaching and technical assistance, with the goal of producing sustained economic value in Gateway Cities across Massachusetts.

Franky was given the opportunity to co-chair the MCBC’s Economic Development/Small Business Lending committee and will work along Charles Smith, SVP, Small Business Lending at Eastern Bank, to provide committee oversight and direction.  For additional information about the MVSBC, please contact Franky Descoteaux at fdescoteaux@commteam.org.  To learn more about the Massachusetts Community & Banking Council’s Economic Development/Small Business Committee please visit http://mcbc.info/economic-development/

News on LinkedIn – by Franky Descoteaux

Local Innovation in an Amazon World


Listen to Terry Ryan, now former Director of MVSBC discussing upcoming workshops and other opportunities on WCAP Radio with Ted Panos.



Get In Touch

Merrimack Valley Small Business Center
165 Merrimack Street
Lowell, MA 01852

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(978) 654-5673
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