Rental Assistance


Rental Assistance

Subsidized Housing Vouchers

Community Teamwork is one of eight Regional Administering Agencies (RAAs) that manages subsidized housing assistance, or Rental Assistance,­­ throughout the Commonwealth of Massachusetts under the direction of The Massachusetts Department of Housing and Community Development. Our jurisdiction covers forty-three cities and towns throughout Greater Lowell, Greater Lawrence, Merrimack Valley and the North Shore/Seacoast communities:

Amesbury Danvers Haverhill Methuen Rowley Wenham
Andover Dracut Ipswich Middleton Salem West Newbury
Beverly Dunstable Lawrence Nahant Salisbury Westford
Billerica Essex Lowell Newbury Saugus
Boxford Georgetown Lynnfield Newburyport Swampscott
Bradford Gloucester Manchester North Andover Tewksbury
Byfield Groveland Marblehead Peabody Topsfield
Chelmsford Hamilton Merrimac Rockport Tyngsborough


For a full list of RAAs and the cities/towns that they cover please click here.

Federal Programs

HCVP (Housing Choice Voucher Program) Section 8 – Tenant Based Voucher

Commonly referred to as Section 8, this is the federal government’s major housing program for assisting very low-income families, the elderly, and the disabled to afford decent, safe, and sanitary housing in the private market. Since the housing assistance remains with the family or individual, participants are able to find their own housing, including single-family homes, townhouses and apartments. The participant is free to choose any housing that meets the requirements of the program and is not limited to units located in subsidized housing projects.

Apply for CTI’s HCVP Tenant Based voucher here.

For applications in other languages, please see the main applications page here.

HCVP (Housing Choice Voucher Program) Section 8 – Project Based Voucher

The project based HCVP is a subsidized housing program where the assistance remains with a specific unit and/or within a specific building and is not attached to a participant. The PBV program is a component of the federal government’s HCV program and follows many of the same regulations of the HCV program. CTI uses its tenant-based voucher funding to allocate project-based units to a project. Projects are typically selected for PBVs through a competitive process managed by the PHA; although in certain cases projects may be selected non-competitively.

Apply for CTI’s HCVP Project Based Voucher Program here.

HUD-VASH Vouchers

HUD-VASH is a collaborative program between HUD and VA that combines HUD housing vouchers with VA supportive services to help Veterans who are homeless and their families find and sustain permanent housing. CTI administers both tenant-based VASH vouchers and one, 32 unit, project based VASH voucher facility. These vouchers are issued through direct referral from the Bedford VA. More information about Bedford VA HUD-VASH programs can be found here.

Massachusetts State Programs

Massachusetts Rental Voucher Program (MRVP) Tenant Based Voucher

The tenant-based voucher, which is known as Mobile, remains with the participant and is valid for any housing unit that meets the standards of the state sanitary code within the Commonwealth of Massachusetts. Under MRVP, a fixed amount of rental assistance is paid, based on the participating family’s income, household size and geography. The participant pays the difference between the value of the voucher and the actual rent charged by the landlord. The tenant cannot pay more than 40% of their income for rent.

Community Teamwork is not currently able to accept applications from the public for MRVP as the waitlist is currently closed.

Massachusetts Rental Voucher Program (MRVP) Project Based Voucher

Project-based vouchers are assigned to a specific housing unit or development. The owner rents these units to a program eligible tenant. MRVP project-based vouchers generally cannot be transferred; and project-based tenants who move forfeit the subsidy.

Targeted Programs

Targeted programs are referral based, targeted demographic housing subsidy programs. They are a mix of mobile certificates, tenant-based vouchers, project-based units and supportive housing group homes.

Community Teamwork partners with State and Local agencies to provide permanent supportive housing subsidies to these specific populations.

Other Programs

Mainstream HUD HCVP (Housing Choice Voucher Program) Tenant Based Voucher

In addition to our partnership with DHCD to administer the above programs, Community Teamwork also acts as their own Local Housing Authority with a small allocation of direct from HUD, HCVP tenant-based vouchers. These vouchers have specific eligibility requirements and have been earmarked for non-elderly (under age 62) and disabled individuals.

Community Teamwork is not currently able to accept applications from the public for the Mainstream HUD program as that waitlist is closed.

Economic Incentive Programs

Family Self-Sufficiency Program (FSS)

FSS is a voluntary HUD program designed to help Housing Choice Voucher families achieve increased economic self-sufficiency over a five-year period. CTI provides one-on-one coaching and assistance with reaching self-sufficiency goals. This can include, but is not limited to financial literacy, credit help, education, job skills, and career guidance.  In addition, there is an escrow component to the program, where deposits are made into an escrow account on the participant’s behalf when their rent portion is increased due to increases in employment income. If the participant completes all the self-sufficiency goals they set, they get the escrow, plus interest, upon graduation.


S P O N S O R E D  B Y

Pls note: You MUST ALREADY HAVE a CTI Section 8/Project Based voucher to participate in FSS. If you are already in the CTI Section 8/Project Based voucher program, contact us for more information.


Bonnie Gage-Anderson
Family Self-Sufficiency (FSS) Manager
Community Teamwork, Inc.

SNO Mass Program

The Supporting Neighborhood Opportunity in Massachusetts (SNO Mass) Program supports Housing Choice Voucher families with school-aged children making moves to communities with high quality schools, parks and open space and health, safe environments. SNO Mass helps families take full advantage of the “choice” embedded in the Housing Choice Voucher Program. For more information and ways to contact us please click here


Click HERE  to Learn More and to Watch a Success Story


Jonathan Lunde, Housing Mobility Specialist



Sofia Stavraki
Housing Mobility Manager
Community Teamwork
155 Merrimack St. 3rd floor
Lowell MA, 01852
Office: 978-654-5744
Fax: 978-453-9150

MRVP Self Sufficiency Program (SSP)

The Self Sufficiency Program (SSP) is a voluntary state program designed to assist MRVP Voucher holders achieve economic self-sufficiency through employment opportunities to increase earnings. This is done through case management; coordinating with local resources to secure better employment either through occupational skill training and/or education. SSP is a three-year program with an option to extend for an additional 1-2 more years! For more information please contact us:


Rita Ofori-Frimpong, Self-Sufficiency Specialist




Landlord Services

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