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Financial Literacy Academy

The Financial Literacy Academy is a three (3) week long, two (2) hours per week, program that uses the FDIC Money Smart Curriculum, teaching finance basics including creating a budget, credit building/repairing/protecting, banking & borrowing basics, and asset building.

Attendees can expect to learn the following:

  • How to create a budget that works for you
  • A review of your credit report
  • Ways to manage debt
  • Information around banking products, lending practices, and credit cards

Things to know about our Virtual FLA:

  • It is free
  • It is offered Tuesdays and Thursdays from 6-8PM for three weeks
  • Those completing the three-week course will receive a certificate of attendance AND a $25.00 gift card for participating!


Financial Coaching Sessions last year


Individuals took part in Financial Education Programs last year

  • Name
  • Title
  • Programs
  • Phone
  • Email

Gladys Santiago

Administrative Assistant, Financial Education Center
Financial Coaching, Financial Education, Financial Literacy Academy, Home Modification Loan Programs, Housing Supports, Representative Payee, Secure Jobs
Phone: 978-654-5673

family standing on porch

Lowell Family Builds Assets to Buy Home

Gladys S and family are living their dream to live in a home of their own thanks to Community Teamwork’s financial education programs including the Financial Literacy Academy (FLA) and Individual Asset Development (IDA) program. View Program

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More About This Program:

Eligibility Information

Service Area: Greater Merrimack Valley

No eligibility requirements

Register Now!

Dates: September 12, 14, 19, 21, and 26
Time: 6:00-8:00 PM
Location: ZOOM Classroom (link provided once registration has been completed)
165 Merrimack Street-Lowell, MA 01852

Currently classes are offered virtually:

You must call or email Jackyie Gonzalez, Financial Literacy Coordinator to register for this free three-week course – jgonzalez@commteam.org then Community Teamwork will send a link that will allow you to complete the required intake packet. Once you submit the intake packet, we will provide you with the classroom invitation link. A smartphone or computer is required to take part in this class. Attendance will also be taken at the beginning and end of each class.

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