Fair Housing Open Office Hours Begin Dec 15th

asset development

Community Teamwork’s Financial Education Center offers a host of programs that focus on the development and/or enhancement of personal finance skills and employment. Staff has certifications in Financial Social Work, Credit Repair, Student Loan Counseling, Financial Career Coaching and in IRS Tax Preparation.

Programs

Financial Literacy Academy

Financial Literacy Academy

The Financial Education program offers a variety of programs to help families achieve their financial goals through Workshops, One-on-one Financial Counseling, Asset Building, and much more.  View Program
Getting refund from the income

Volunteer Income Tax Assistance (VITA)

he IRS’s Volunteer Income Tax Assistance (VITA) and Tax Counseling for the Elderly (TCE) programs offer free basic tax return preparation to qualified individuals.  View Program
representative payee

Representative Payee

The program serves as the payee for individuals and families who receive Social Security Income, ensuring that their rent, utilities, past debt and other expenses are paid each month.  View Program
young Asian Woman Graduate

Secure Jobs

Secure Jobs provides personalized employment services, including: working with the client to remove barriers to success by linking participants with childcare resources, transportation to and from training programs, helping navigate options for people who have View Program
Happy African Couple Doing Retirement planning

One-on-One Financial Counseling

The Financial Education program offers a variety of programs to help families achieve their financial goals through Workshops, One-on-one Financial Counseling, Asset Building, and much more.  View Program
elderly woman

Home Modification Loans

The Home Modification Loan Program helps families and individuals modify their homes for improved accessibility to allow family members living in the home who are elderly or disabled to continue living independently. View Program
Relocation And Beginning New

First Time Home Buyers

The First Time Homebuyer’s Program’s Steps to Homeownership is a two or four-session first-time homebuyer seminar offered each month across northeastern Massachusetts. View Program

  • Name
  • Title
  • Programs
  • Phone
  • Email

Marsha Braasch

Representative Payee Program Coordinator
Representative Payee
Phone: 978-654-5611

Catherine Tammany

Coordinator
Home Modification Loan Programs
Phone: 978-654-5741

Cathy Dyl

First Time Homebuyer
Financial Education, First Time Home Buyers, Housing Consumer Education Center, Housing Supports
Phone: 781-640-2644

Eric Rosario

Lead Financial Education Coordinator
Volunteer Income Tax Assistance (VITA)
Phone: 978-735-6748

Gladys Santiago

Administrative Assistant, Financial Education Center
First Time Home Buyers, Home Modification Loan Programs, Housing Supports, Representative Payee, Secure Jobs
Phone: 978-654-5673

family standing on porch

Lowell Family Builds Assets to Buy Home

Gladys S and family are living their dream to live in a home of their own thanks to Community Teamwork’s financial education programs including the Financial Literacy Academy (FLA) and Individual Asset Development (IDA) program. View Program
Mr. Correia former client and donor

Struggling Single Parent Makes Good and Gives Back!

Pictured left to right: Peggy Shepard, Director of Planning & Communication; Kevin Correia, former client turned CTI donor; Chris Santos-Gordon, Director of the Center for Financial Self-Sufficiency. Giving back, that’s what it’s all about. Kevin View Program

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