Tag Archive for: FEC

bonnie greenwood
bonnie greenwood

Greenwood Joins Financial Education Center as Director

Bonnie Greenwood Hired as New Director of the Financial Education Center

                                                                              The Sun (Lowell), 28 Mar 2021

LOWELL » The Financial Education Center at Community Teamwork Inc., a Lowell-based group that teaches the    development and enhancement of personal finance and employment skills, has hired Bonnie Greenwood as its new Director.

“I am excited to be a part of such an impactful organization that is working so hard for the communities I have been a part of for 30plus years,” Greenwood said.

Greenwood comes to Community Teamwork with over 15 years of education experience, including but not limited to teaching in private and public schools, directing Bonnie programs Greenwood and teaching English language learners at the university level, and directing education programs for immigrants and refugees for a nonprofit in Boston.

She holds a Bachelor’s in business management and administration from Umass Lowell as well as two Master’s degrees in education from Cambridge College and the American College of Education, respectively.

“I am passionate about helping others by providing educational and economic opportunities and resources, which will create sustainable stability and success for themselves, their families and the community,” Greenwood said.



piggy bank
piggy bank

FinanciallyHers Seminar, a Program of the Financial Education Center, Boasts Great, Free Workshops

iStock Medium

In Honor of Women’s Month

Community Teamwork’s Center for Financial Self-Sufficiency, in collaboration with Lowell Public Schools, presents our 8th Annual Women’s Conference

F i n a n c i a l l y H e r s – A Program of the Financial Education Center (Financial Education/Asset Development/Secure Jobs)

FinanciallyHers, offered during Lowell Women’s Week, is a seminar focusing on women and their personal financial journey. Workshops are designed to deliver up-to-date content that supports women and directly relates to issues faced in today’s economy. Our focus is to help women become financially independent by offering the right information, tools and resources.

Participants will choose a workshop, enjoy light snacks, spend time networking and receive a gift card.





FFS program
FFS program

Financial Literacy Academy, A program of the Financial Education Center


Community Teamwork’s Financial Education Center is a Division of Energy & Community Resources

Financial Education

Asset Development

 Secure Jobs

We are getting ready for VITA which will also be completely virtual this year. Information for scheduling appointments will be available by the end of January 2021.

Give us a call to learn more about our free programs!

Listen to Chris Santos-Gordon, Director Financial Education Center, disucss the Top 6 things to do to manage finances during the pandemic – WCAP Radio 8/4/2020: 1.Rework your budget   2. What can you live without?   3. Divert those “things I can live without” into savings   4. Take Care of Your Credit   5. Increase Income             6. Schedule a financial coaching appointment with us! 978.654.5673;  FEC Facebook Page 

All programs are being offered virtually.This September AND October we’ll be holding our Financial Literacy Academy via ZOOM. All who complete the FLA will receive a gift card for participating in the 6 week, once per week program! Give us a call to learn more 978-654-5673


Listen to Chris Santos-Gordon, Director of the Financial Education Center discuss how the Center is responding to the needs of the community re: employment services, skills training, VITA, financial education and more – WCAP Radio 6/2/2020

Community Teamwork’s Coordinated Family and Community Engagement, funded by the MA Dept of Early Education and Care bring you: Teaching Your  Preschooler about Money

The Financial Education Center has enrolled in a four part webinar series focusing on building your money confidence. Below is the link to Part 2- Managing Debt. We hope you find it helpful. You can click on the link and register to view the WEBINAR: https://register.gotowebinar.com/recording/8620924734155818243
If after you view the webinar, you have further questions, don’t hesitate to reach out to me and I’ll be happy to help
WEBINAR – CONTROLLING SPENDING ~The Financial Education Center has enrolled in a four part webinar series focusing on personal finance management. Below is the link to part 1- Controlling Spending. We hope you find it helpful. You can click on the link and register to view the webinar.



Programing at CTI’s Financial Education Center

165 Merrimack Street – Lowell, MA  01852

Billy J. Hensley, Ph.D, President and CEO of National Endowment for Financial Education (NEFE)
•A new survey from the National Endowment for Financial Education finds that nearly 9 in 10 (88%) Americans say the COVID-19 crisis is causing stress on their personal finances.
•Financial literacy cannot predict or remedy a crisis, but financial education will play a pivotal role in the economic recovery of our country.

We encourage you to call or take advantage of Social Security Administration’s secure and convenient online services to:

•Apply for Retirement, Disability, and Medicare benefits,
•Check the status of an application or appeal,
•Request a replacement Social Security card (in most areas),
•Print a benefit verification letter, and
•Much more.

Most business with SSA can be done online but we know that many people still rely on phone or in-person help. That’s why we want people to know they can still count on SSA by phone.

Lastly, we know that getting medical and other documentation can be difficult due to the pandemic. SSA continues to extend deadlines wherever possible.




Financial Literacy Academy – FLA

The Financial Education Center at Community Teamwork will be holding its’ Financial Literacy Academy (FLA) starting in February. The FLA delivers a powerful introduction to personal finance management. Our hands-on approach offers an interesting and fun learning environment.
The FLA is free, offered once per week in the evening for six weeks. We provide dinner and *some childcare at no cost! Attendees will also receive a Certificate of Attendance.

Please call to register–Contact Gladys – call 978-654-5673 or email gsantiago@commteam.org

Financial Literacy Academy
Tuesday evenings—
Time: 6:00-8:00 PM

Location: Community Teamwork’s Financial Education Center
165 Merrimack Street-Lowell, MA 01852

*call for more information on childcare
…Helping families achieve financial goals

The FLA offers a powerful introduction to personal Finance management. It is offered for 6 weeks, once per week for 2 hours.

We provide dinner and SOME childcare on a limited basis – (please call to learn more about childcare).

Attendees also receive a certificate of attendance.

Things to Know about the FLA

  • It is FREE
  • It is offered on Tuesday nights from 6pm-8pm
  • It is taught by CTI staff who are certified in Financial Social Work, Credit Repair and / or Tax Preparation
  • It is a fun way to learn about a sometimes, boring subject!

For more info contact: Gladys Santiago gsantiago@commteam.org or call 978.654.5673 to register

Volunteer Income Tax Assistance

Why pay to have someone do your taxes when CTI will do them for free? VITA is offered to low-income individuals, and families who qualify for the Earned Income Tax Credit. Appointments are scheduled on Wednesday nights and Saturday mornings during tax season. Please call to learn more: 978.654.5676

One-on-One Financial Coaching

Do you have a financial goal you’d like to reach, need help repairing your credit, want some one-on-one assistance in creating a budget or with ways to decrease debt? Financial coaching is a smart way to get you started! Please call our office to schedule an appointment: 978.654.5725 / 978.654.5673

Certified financial coaches will work with you on ways to: Increase your monthly income; Eliminate and manage debt; Repair and improve credit; Understand and take advantage of tax credits; Create a savings plan


CTI’s Financial Education Center…Helping Families Achieve Financial Goals

Learn more about solutions for Finances

Learn more about our NEW Center for Financial Self-Sufficiency which opened January 2017!

 Listen to Chris-Santos Gordon, Director of the Center for Financial Self-Sufficiency, on WCAP Radio, discussing the new Center and the wonderful opportunities it provides.

Listen to Chris Santos-Gordon, Director of the Financial Education Center, discuss on WCAP980 radio the opportunities available at the Financial Education Center at Community Teamwork 2/6/18